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About Us

Ruben J. Urbano & Associates, LLC

I am dedicated to being your trusted partner in achieving real estate success.
With a genuine passion for helping others, I am committed to making your real estate journey as smooth and stress-free as possible. My goal is to exceed your expectations and ensure your real estate goals are not only met but surpassed. I have extensive knowledge of the local market and use that knowledge to provide valuable insights and guidance. From finding the perfect neighborhood to making informed decisions, I will be there with you every step of the way. Building strong relationships is important to me.

Let’s work together to unlock the door to your dream home and make your real estate goals a reality.

Our Services

Coverage Services

We can help you every step of the way from relocating, cleaning, inspections and any contract work needed.

Home Loans + Loan Processing

Whether you need a Conventional loan, VA loan, USDA, FHA Non-QM or ITIN we got you covered.

Notary Services

These services ensure the authentication, verification, and legal validity of important documents and transactions.

Additional Services

We Also Offer Concierge Services

Cleaning Services

Relocation Services

Contractor Services

Home Inspection Services

Home Warranty Services

Why Choose Us?

3 Reasons For People Choosing Us

Negotiation Skills

I’m a strong negotiator who will work tirelessly to get you the best deal possible, whether you’re buying or selling.

Attention to Detail

I don’t miss a thing. From paperwork to property inspections, I ensure that every detail is handled meticulously.

Clear Communication

I keep you informed every step of the way, ensuring you’re always in the loop and supported throughout the process.

Check out what our clients have to say

We go above and beyond to make sure you’re happy!

Ruben J Urbano & Associates, LLC

5.0

Based on 10 reviews

review us on

Loriann Lopez

04:50 20 Dec 23

Ruben is hands down the best. He made every step of buying a home stress free, and helped us find our forever home. 10/10

Paula Fernandez

14:34 12 Dec 23

He was thorough, Competent, accessible, all transactions were done in the privacy of our home! Do you want to

Brian Young

03:41 09 Dec 23

Ruben is a real professional. I’ve had the privilege of working with Ruben for many years. He is super attentive to the needs of his clients and always looks to do the right thing. He is a first class loan officer and a wonderful person!

Isaac Zapata

20:58 04 Dec 23

I have been living at this place now for over a year and 6 months. A few months after moving in I retired from work knowing well that I would being no where else from here, I am invited to join family on vacations out of town and my answer is “ I am on vacation look around it’s beautiful here why do I need to go anywhere!

Liz Ibarra

22:16 02 Dec 23

Ruben is the best! From scheduling and being available for house tours, being there for guidance and answering questions, putting in offers and navigating through the entire purchase/sale process. We highly recommend Ruben for your next home purchase, sale, or refinance process. He will guide you and answer all your questions promptly and keep you informed at every step.

Janet Garcia

19:27 02 Dec 23

Ruben Urbano is professional, knowledgeable, kind, and patient. He has the ability to communicate the legal terms into friendly user language. The service provided by Ruben is superb. He communicated with me as we moved through every step of the process. Thank you, Ruben, for all of the time you took to answer my questions.

Robert Ramirez

17:24 02 Dec 23

Ruben help me on every step of the way and he is still there to help me with anything that comes up with the house. I recommend.Ruben to anyone else he will try to find a way that will work for you.

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Contact

Ruben J. Urbano

DRE #02046565 NMLS #1989683

Tried & True Loans NMLS #2034819

Rise Realty DRE #01957687

1902 Wright Pl #200, Carlsbad, CA 92008

Desk: (559) 573-6677

Fax: (866) 242-7473

Mobile: (661) 342-6600

Email: Ruben@rubenurbano.com